Investing
Investment Property Financing
Investment property financing generally requires a larger down payment and more reserves than a primary residence, and can be qualified either with personal income or with the property's rental income.
Two common paths
Conventional investor financing uses your personal income and debt-to-income ratio. DSCR financing uses the property's rental income instead, which can be useful as a portfolio grows.
Property types
Single-family rentals, condos and small multi-unit properties are all financeable, though guidelines and pricing differ by property type and occupancy.
Plan the structure early
How you title, document and sequence purchases affects future financing. It's worth a conversation before the next acquisition, not after.
Have a question about your situation?
General guidance only goes so far. Vicky will review your specifics and give you a straight answer.
Schedule a ConsultationNext step
Let's talk through your options.
A conversation costs nothing and clarifies everything. Tell Vicky where you are and she'll tell you honestly what's possible — including when waiting is the smarter move.
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